When you’re involved in an accident with a large truck, medical bills quickly start stacking up, and your income may come to halt because of missed work. In times like these, it’s hard to imagine being able to afford any additional costs, which can lead the victims of bad accidents to shrug off the idea of seeking legal help when they could use it most.
There are a lot of misconceptions about the costs of an experienced truck accident lawyer. Getting help from a seasoned personal injury attorney can boost your chances of recovering the money you need to fully recover from your losses. Attempting to save money by representing yourself can lead to a reduced settlement, costing you money in the long run.
When looking for a local attorney to represent you in your truck accident case, hire a firm that works on a contingency basis and offers free consultations. The Long Island personal injury attorneys at Carner & DeVita offer both, meaning you can discuss your case with a lawyer for free and you’ll only pay for legal assistance if you recover compensation for your damages.
Call us today at (631) 543-7070 or contact us online to schedule your free, no-risk consultation and we can get started on your recovery as soon as possible.
New York No-Fault Laws
Before exploring the costs of a truck accident in New York, it’s important to understand state insurance requirements. To legally operate a vehicle in the state of New York, you’re required to have personal injury protection (PIP) insurance to pay for certain expenses that result from an accident, regardless of who is at fault.
This insurance is intended to provide coverage for all people, including pedestrians, who are injured due to a car accident. If you’re hurt in a Long Island car accident, this should be your primary source of coverage up to $50,000.
New York drivers are also required to have liability insurance, which covers damage the policyholder causes to people or property in an accident. This insurance is intended to cover you when you are deemed at fault for the accident. To establish a claim against another driver’s liability policy, the other driver must be at fault for the accident and you must have suffered a “serious injury.”
What is a serious injury in New York?
Serious injuries include but are not limited to:
- Bone fractures
- Loss of use of a bodily function, organ, or system
- Loss of a fetus
- An injury that keeps the victim from living their daily life in a “usual and customary” fashion for over 90 of the 180 days following the accident
The Costs Associated With a Long Island Truck Accident
Truck accidents are often more destructive and dangerous than a typical car accident. 18-wheelers can weigh up to 40 tons – 16 times more than the average car. When a vehicle of that size moving at highway speeds crashes into another vehicle, the damage can be devastating.
Immediate Medical Costs
The average costs of an injury due to a car accident can range from $22,800 to nearly $100,000 depending on the severity of the injury. The medical expenses associated with a bad accident are the most apparent and quickly stack up. While you’re focusing on recovering, the medical debt won’t stop piling up, which is why it’s important to pursue negligent drivers for damages that exceed the limits on personal injury protection insurance.
Long-Term Medical Costs
The effects of a bad truck accident are often unlikely to go away, even after many years. There could be ongoing therapy, surgeries, appointments, and treatment that costs you a lot of money over a long period of time. When a negligent truck driver leaves you with long term injuries, fight for the coverage to ensure you can afford the future care you need.
Loss of Income
In the aftermath of a truck accident in New York, it’s not uncommon to be out of work for many weeks or months. Many victims of car accidents are laid off due to their inability to perform normal tasks, leading to a significant loss of income. These losses contribute to the PIP maximum and can be part of the damages sought when pursuing a negligent driver for financial recovery.
Pain and Suffering
While harder to quantify, pain and suffering is a legitimate damage and should be taken seriously when seeking damages from a negligent truck driver. No-fault (PIP) insurance will not cover pain and suffering, so recovery for such damages has to be made through a personal injury lawsuit.
More costs could come into play after getting injured by a negligent driver after a Long Island truck accident. Seeking the help of a seasoned Long Island truck accident lawyer can help you navigate the complicated system and boost your chances of recovering the maximum damages.
How much does a truck accident lawyer cost?
There are many costs associated with representing a claim against a truck company or other defendant. First, attorneys must be compensated for their time and experience. Second, researching cases and following their progress requires resources from other firm employees as well as second-party investigators. There are also court fees, incidental costs, and costs associated with certain motions or legal actions.
The good news is that our Long Island truck accident lawyers are work on a contingency basis, meaning we take your case with no up-front cost to you. In the event your case does not succeed – meaning you are not able to obtain a settlement – you do not pay for the services rendered in the handling of your case.
This contingency arrangement allows individuals to seek representation with no risk and no need to have funds available up-front.
At the successful conclusion of your case, your attorney will charge you a percentage of your total settlement or court award in order to recover their costs and receive payment for their work. This percentage is often one third (33%) of the total settlement/award amount, although there may be alternative arrangements available. Be sure to review the terms of your contingency agreement closely to determine what percentage is charged, whether this percentage applies to the total award, and whether any separate fees may be applied.
While giving up a portion of your case proceeds may seem like a large commitment, the truth is that many cases find limited success without an experienced attorney. Losses in a truck accident case can be significant, and many individuals representing their own claim only receive a small portion of the total damages that might be available.
A Long Island truck accident attorney team increases the chances that you are seeking the maximum amount of compensation using the optimal legal strategies available.
Consult With a Long Island Truck Accident Attorney at No Cost To You
The experienced legal team at Carner & DeVita is available for a first consultation for free. We can go over the details of your Long Island truck accident and get you on the path to a full recovery as soon as possible. Since we work on a contingency basis, there will be no charge to you unless we’re able to help you recover damages.
Cover the costs of your Long Island truck accident by seeking the legal help you need to pursue damages from negligent drivers. Call us today at (631) 543-7070 or contact us online to schedule your free consultation.